A question for N.C. CCW permit holders - Kimber Forum

Kimber


Go Back   Kimber Forum > Kimber Forum Discussions > Kimber Concealed Carry

Like Tree17Likes
Reply
 
LinkBack Thread Tools Display Modes
Old 04-25-2017, 08:46 AM   #1
Senior Member
 
KC4YIN's Avatar
 
Join Date: Oct 2014
Posts: 300
A question for N.C. CCW permit holders

I have a question for my fellow North Carolina concealed carry permit holders. Knowing the law as it applies to self defense and the Castile Doctrine here in N.C., how many of you also believe it wise to carry some type of insurance such as "Law Shield" or other insurance for self defense incidents should they occur? Do you recommend any one company over any the others.
KC4YIN is offline   Reply With Quote
Remove Ads
Old 06-17-2017, 08:31 PM   #2
Senior Member
 
Bigdog's Avatar
 
Join Date: Jun 2017
Location: Nags Head, NC
Posts: 963
I don't think it's necessary, because I figure the odds of ever actually shooting someone make paying for insurance a bad deal. I live in Nags Head.
Markie and Dadman like this.
Bigdog is offline   Reply With Quote
Old 04-28-2018, 11:49 AM   #3
Junior Member
 
Join Date: Mar 2018
Posts: 5
Hatteras Island saying hello, tarheels. I think that insurance is a waste of money. 99% of the time you only need to brandish your gun and the bad guy runs off.
Crystalblu is offline   Reply With Quote
 
Old 04-28-2018, 12:42 PM   #4
Senior Member
 
Albert.Cairns's Avatar
 
Join Date: Mar 2015
Posts: 1,855
If you carry a weapon you need to carry insurance. Even if you only brandish to stop the threat, a zealous prosecutor could cost you thousands of dollars. Your home, business and job could all be on the line castle doctrine or not. $250 a year is peace of mind that i have $1,000,000 bale and a legal team at my disposal no cost to me. You carry a gun because what if. The insurance is no different.
Albert.Cairns is offline   Reply With Quote
Old 04-28-2018, 12:51 PM   #5
Senior Member
 
Marshall's Avatar
 
Join Date: Nov 2013
Location: Cardinal Nation
Posts: 19,285
A comparison between coverages from multiple companies.

https://www.concealedcarry.com/self-...rams-compared/

NRA Carry Guard insurance.

https://www.nracarryguard.com/

https://www.thetrace.org/2017/04/nra...ard-self-defen
Masquer08er likes this.
Marshall is offline   Reply With Quote
Old 04-28-2018, 12:57 PM   #6
Senior Member
 
Marshall's Avatar
 
Join Date: Nov 2013
Location: Cardinal Nation
Posts: 19,285
Originally Posted by Crystalblu View Post
Hatteras Island saying hello, tarheels. I think that insurance is a waste of money. 99% of the time you only need to brandish your gun and the bad guy runs off.
If you had the option not to pay homeowners insurance on your $500K home because there was only 1% chance it would burn to the ground or be destroyed in a tragic weather related event would you pay insurance on it ??

Sorry, but I won't take the chance that I will lose much of what I worked for to a lawyer and his client who I just shot in self defense.
Marshall is offline   Reply With Quote
Old 04-28-2018, 08:49 PM   #7
Senior Member
 
Albert.Cairns's Avatar
 
Join Date: Mar 2015
Posts: 1,855
I carry the CCWSAFE insurance. Its not really insurance persay its bail and upfront legal services payed in advance. I call, they pay my bail and send a team of lawyers no cost to me. Including expert selfdefence people to testify if nessassary. Some of the other ones are reimbursement insurance YOU pay up front and if your found not guilty THEN you get reimbursed. Have to shop around a lot on these, I spent a year and a lot or research before going with CCWSAFE
Marshall and gbcvtrsc like this.
Albert.Cairns is offline   Reply With Quote
Old 04-28-2018, 09:36 PM   #8
Senior Member
 
RustyIron's Avatar
 
Join Date: Aug 2014
Location: La Habra, California
Posts: 2,908
I'm with Albert on this. Another important benefit of CCWSAFE is that their coverage includes not only the use of firearms, but the use of all types of physical force, including weapons of opportunity.
Marshall and Albert.Cairns like this.
__________________


Join the NRA
RustyIron is offline   Reply With Quote
Old 04-29-2018, 08:55 AM   #9
Senior Member
 
Albert.Cairns's Avatar
 
Join Date: Mar 2015
Posts: 1,855
They also stand behind you if you have a civil suit filed against you after the defence trial. (Can't sue in Michigan under the Stand your ground law but others might not have that law) and provide money while your off work depending on which plan you sign up for.

2 important things to remember

1) do your research and pick what's best for you.

2) do not leave home without your gun and Insurance.

Protect your assets as well as your life. Just one incident can bankrupt you and take all your assets even if found innocent.

Again $250 to $350 a year for myself and my Wife is peace of mind and valuable protection.
Albert.Cairns is offline   Reply With Quote
Old 05-31-2018, 07:08 PM   #10
Junior Member
 
Join Date: May 2018
Location: Greensboro, NC
Posts: 14
I live in NC and have a ccw.
No insurance, not interested.
If I engage, it will be as a last resort.
Dadman is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On