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Old 01-29-2016, 11:06 AM   #1
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Adventures in Home Ownership

So, on Monday I came home to a very flooded house - ours. The hose that supplies water to an upstairs toilet decided to spew vast quantities of water for several hours while we were gone. Water made it from the 2nd flood bathroom all the way down to the basement crawl space. We currently have 3 rooms & the garage listed as 'unaffected'.

Mr. Chickadee's woodshop has some of the worst damage, all 3 bathrooms are out of commission, our newly remodeled kitchen is currently being taken apart to facilitate drying.

On the good side - everything we lost is replaceable, we have GOOD insurance coverage, it was CLEAN WATER, people & pets are all safe.

Insurance is paying for our hotel room for the next week or so - can't move back in until we at least have a functional bathroom.... I suspect the rebuilding process will last for several months.
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Old 01-29-2016, 11:32 AM   #2
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OUCH! I'm sorry to hear that, on the bright side now is your chance to do any remodeling you may have been thinking about.
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Old 01-29-2016, 11:42 AM   #3
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OH NO! well at like you said, nobody hurt and things can be replaced. It is a pain to go thru the rebuild and repair.
I hope no guns or ammo were injured!
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Old 01-29-2016, 11:56 AM   #4
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Originally Posted by 2sharp2 View Post
OH NO! well at like you said, nobody hurt and things can be replaced. It is a pain to go thru the rebuild and repair.
I hope no guns or ammo were injured!
Guns/ammo are all OK. Had to be a bit creative for temp storage - had to empty the safe since it was sitting on wet flooring. Guns spend the first night in the hotel with us. They then went into the trunk of Mr. Chickadee's car, which is now parked in the loading bay where he works.
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Old 01-29-2016, 12:06 PM   #5
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Yikes! Sorry to hear about that plumbing disaster. Glad to hear everyone is ok and that you are in good spirits. I hope your insurance comes through at this time of need. Best wishes to you and your family.
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Old 01-29-2016, 12:18 PM   #6
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Effing plumbing probs suck. Last year, a line to a water filter bursted under my kitchen sink. Luckly caught it within 2 hours happening. Ruined the floor, flooded the basement, took out my alarm panel and Fios cabinet. Glad they are covering you. Not sure the deductible would have been met in my case.

What part of home owners insurance covers that? Id there a sub section of it or?


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Old 01-29-2016, 12:25 PM   #7
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I went thru this very same thing about 10 years ago. Its hell for the month or 2 it takes to get things right again. Turned out to be a good thing, as the insurance picked up 80+ percent, and I paid the balance to get wall to wall custom ceramic tile laid.

Since then I'm a bit water phobic. Damn water lines are a ticking time bomb, set to go off when you are not around.
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Old 01-29-2016, 12:33 PM   #8
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Originally Posted by bhunted View Post
Effing plumbing probs suck. Last year, a line to a water filter bursted under my kitchen sink. Luckly caught it within 2 hours happening. Ruined the floor, flooded the basement, took out my alarm panel and Fios cabinet. Glad they are covering you. Not sure the deductible would have been met in my case.

What part of home owners insurance covers that? Id there a sub section of it or?


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Not sure what part of the coverage we're using. We were told as long as the water came from inside the house & not externally we are covered. I think we met our deductible when the first Servpro truck rolled up to the house....
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Old 01-29-2016, 12:35 PM   #9
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Wow, so sorry to see this. God Bless You!
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Old 01-29-2016, 01:31 PM   #10
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Now that really sucks. Good luck and keep your head up.
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