Hi, I'm new to the forum here an I have a question. Currently, I don't want to carry "cocked and locked." I understand it's safe but for the time being I don't want to. So, I want to carry my Micro 9 will a full mag and empty chamber. I have practiced drawing my weapon, chambering, and firing so for the time being, this is what I want to do. That being said I have a question. We keep our handguns in a safe, chambered, with the safety off. That's how we store them to be ready in case of home defense. When I take my Micro 9 out to conceal carry, I remove the round from the chamber and put the mag back in. Doing that means the hammer is now in the down position. Is that ok to carry it like that? Will it damage the gun in any way? To put the hammer up I'd have to dry fire which I've heard can wear the gun, plus I'd rather not have to do that anyway. When the hammer is already down, I have no trouble chambering a round, so my simple question is, will carrying it chamber empty, hammer down present a problem in any way? I'm assuming it doesn't since "cocked and locked" would have the hammer down anyway. Just want to know if I'm missing anything. Thanks